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Heat pump rebates in Ottawa

Last checked 2026-11-01

Short answer: Ottawa homeowners can get the federal National Heat Pump Rebate: $2,000, or up to $10,000 if after-tax household income is at or below the Ontario threshold ($46,981 for one person, $146,217 for a family of four). Ontario also has provincial offers, and there's a local programme to check.

What's different about Ottawa

Ottawa is one of the few cities with its own heat pump incentive, tied to its home-energy loan.

Eastern Ontario winters are colder and longer than in the southwest, so cold-climate ratings and proper sizing matter.

Your utilities

• Electricity: Hydro Ottawa (most of the city).
• Natural gas: Enbridge Gas.

Service areas don't follow city limits exactly, so check the name on your bill. Utility rebates usually depend on who supplies you.

Federal rebate: Ontario income thresholds

2025 dollars. Source: Canada.ca, 1 Nov 2026. Check your household.

Ontario programmes

• Home Renovation Savings: cold-climate air-source heat pump (electric, oil, propane or wood-heated homes): $1,250 per ton, up to $7,500. Official page
• Home Renovation Savings: ground-source heat pump (electric, oil, propane or wood-heated homes): $2,000 per ton, up to $12,000. Official page
• Home Renovation Savings: Enbridge natural gas customers: Cold-climate air-source $500 per ton up to $2,000; ground-source $3,000. Official page

Full Ontario guide

Ottawa programmes

• Better Homes Ottawa Loan Program: 20-year loans of $10,000 to $125,000 (or 10% of assessed value) at 4.33%. Check the programme page for any administrative fee. Source
• Better Homes Ottawa Heat Pump Incentive: $700 per ton for qualifying cold-climate air-source heat pumps (ducted or mini/multi-split) and $1,000 per ton for ground source, for loan participants. Equipment must meet NRCan cold-climate listing, 80%+ capacity maintenance, at least 12,000 BTU and 55 dB or less. Source

Steps for Ottawa homeowners

1. Get 2–3 quotes from HVAC contractors. Ask for the model's AHRI number and confirm it's on the eligible list.
2. Check provincial and local rules before signing. Some need pre-approval or a programme-registered contractor.
3. Install on or after 1 Nov 2026, keep the five receipt details, and apply when the portal opens in early 2027.

FAQ

What income qualifies for the $10,000 heat pump rebate in Ottawa?

Ottawa uses the Ontario thresholds: after-tax household income at or below $46,981 for 1 person, $92,884 for 2, $119,850 for 3, $146,217 for 4 and $158,202 for 5 or more (2025 dollars). Above that, the rebate is $2,000.

Can I install a heat pump in Ottawa now and still get the federal rebate?

Yes, if it's installed on or after 1 November 2026 by an HVAC contractor, the model is on the eligible list, and you keep receipts. Applications open in early 2027.

Can I combine the federal rebate with Ontario programmes?

Often yes, but each programme sets its own stacking rules. Check the provincial programme terms before you sign a contract.

Does Ottawa have its own heat pump programme?

Better Homes Ottawa Loan Program: 20-year loans of $10,000 to $125,000 (or 10% of assessed value) at 4.33%. Check the programme page for any administrative fee. Better Homes Ottawa Heat Pump Incentive: $700 per ton for qualifying cold-climate air-source heat pumps (ducted or mini/multi-split) and $1,000 per ton for ground source, for loan participants. Equipment must meet NRCan cold-climate listing, 80%+ capacity maintenance, at least 12,000 BTU and 55 dB or less. Confirm on the official page.